Can You Sell Amex Points?

Clearing the Air About Selling Amex Points

If you’ve been swiping your American Express card and watching your Membership Rewards balance climb, you’ve probably asked yourself at least once: Can you sell Amex points? The idea of turning those digital rewards into actual cash is tempting — especially when you’re not planning any big trips or when your travel plans involve the couch and Netflix instead of Paris and the Eiffel Tower.

The short answer? Yes… but not directly to American Express. There are some important rules, safe methods, and smart steps to follow if you want to turn your points into real money without turning your Amex account into a cautionary tale. Let’s walk through what’s possible, what’s not, and how to make the process both safe and profitable.

What Amex’s Terms Say

Those American Express Membership Rewards points are valuable currency, but they come with some stipulations. You may not sell your points to another individual or business through Amex. Transfer them to somebody who is not an authorized user or to an account not on its approved list, and you may just land in deep water: frozen accounts, lost points, or worst-case scenarios, closed accounts.

That’s why understanding their terms is critical. You wouldn’t break traffic laws in front of a police station, so don’t break Amex’s rules where they can see it.

Approved Ways to Use Amex Points

Before we dive into selling, it’s worth remembering the many ways you can redeem Amex points legitimately:

• Travel Transfers: Cardholders can transfer points to belong to an airline or hotel partner, for example, Delta SkyMiles or Marriott Bonvoy, sometimes at a 1:1 value. This is generally the best option to maximize value, especially for premium travel.
• Statement Credits: Use your points to wipe out eligible purchases on your statement — simple, but generally a lower value per point.
• Gift Cards and Merchandise: These are easy options, but they often don’t stretch your points very far.
• Cash-Out via Special Cards: Certain Amex cards linked to investment accounts allow you to cash out at set rates, though this isn’t available to all cardholders.

Selling Amex Points – Is It Possible?

Now, back to the real question: can you sell Amex points? Technically, yes — but not through Amex itself. Instead, you can work with reputable third-party services that specialize in buying points. These companies act as intermediaries, purchasing your points and then redeeming them for their clients.

The key here is trust. Selling points privately (like through an online classified ad) is risky — it’s like meeting someone in a parking lot to sell a luxury watch. It might work out… or you might be telling friends later about “the time you lost your points and your peace of mind.”

The Process of Selling Amex Points Safely

If you decide to go ahead, here’s what the safe process generally looks like:

1. Know Your Balance: Log into your Amex account through the app or website and check your Membership Rewards total.
2. Get a Quote: Contact a trusted service to get an instant valuation for your points.
3. Confirm and Transfer: If you’re happy with the offer, transfer your points to the specified partner account following the service’s instructions.
4. Receive Payment: Once the transfer is verified, you’ll receive payment — often the same day — via your chosen method (bank transfer, etc.).

Factors That Affect the Value of Your Points

The value of your points isn’t fixed — it can change depending on several factors. Points linked to popular airline or hotel partners are often in higher demand, which can boost their worth. The size of your transfer also matters, as selling a larger number of points usually brings a better per-point price.

Timing plays a role, too, with promotions or shifts in market demand sometimes increasing your payout. In many ways, it’s like selling gold — both timing and quantity can make a big difference in the return you get.

Benefits of Selling Amex Points Through a Professional Service

Why go the professional route instead of trying to “DIY” it?

• No Travel Restrictions: You get cash instead of worrying about blackout dates or award availability.
• Better Value Than Some Redemptions: Selling can give you more financial flexibility than redeeming for merchandise or low-value travel options.
• Fast, Transparent Payments: You know exactly what you’ll get and when you’ll get it.
• Security: Reputable services protect your account and guide you through the process safely.

Common Mistakes to Avoid When Selling Points

When selling your points, it’s important to steer clear of a few common mistakes that can cost you both value and peace of mind. Avoid selling to strangers online, as this not only increases the risk of fraud but can also put your account in trouble. Always take the time to check the buyer’s reputation. Once points are transferred to another program, they may be subject to that program’s expiry policy, so use them promptly to avoid losing their value.

From Points to Paycheck

So, can you sell Amex points? Yes — but not directly to Amex. By working with a trusted company, you can keep your hours-gone-unused points into hard cash without having to worry about a thousand bookings or minuscule redemptions. It is just understanding the rules, choosing the right partner, and following the process carefully.

In the end, it’s about unlocking the value of what you’ve earned. After all, points are great, but they won’t pay your bills… unless you turn them into cash first.

Cash For My Miles

If you’re ready to skip the headaches and get straight to the reward, Cash for My Miles makes selling Amex points simple. We offer instant quotes, fast payments, and a secure process that ensures your points are converted into cash quickly and confidently. Whether you’ve been collecting for years or just hit a big welcome bonus, we help you unlock their full value without travel restrictions or blackout dates. Your points have potential — we make sure they reach it.